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Joanne Crum
144 NW Broad St.
Southern Pines
Joanne Crum
144 NW Broad St.
Southern Pines
Joanne Crum
144 NW Broad St.
Southern Pines
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Your Path to home buying begins here

Your Path to home buying begins here

Ensuring a Smooth Home Buying Experience

I love real estate and helping families navigate the ever-changing markets. I also love helping people, especially our military families. It’s a joy to see the excitement in their eyes when they find the perfect place.

Joanne Crum helping client sell their home

Ensuring a Smooth Home Buying Process

I love real estate and helping families navigate the ever-changing markets. I also love helping people, especially our military families. It’s a joy to see the excitement in their eyes when they find the perfect place.

Joanne Crum helping client sell their home

Home Search & Offer –

Searching for Homes:

Visit potential homes, attend open houses, and narrow down your choices based on your criteria.

Making an Offer:

Once you find a home you like, make a formal offer. Your agent can help you determine a fair offer price and negotiate with the seller.

Home on Royal Woods Way

Closing –

Final Walk-Through:

Conduct a final walk-through to ensure the home is in the agreed-upon condition. 

Closing Meeting:

Sign all necessary documents, pay closing costs, and finalize the mortgage. Once completed, you receive the keys and become the official new owner of the home 

– Preparation & Pre-Approval

Financial Preparation:

Assess your financial situation, including savings, credit score, and budget.

Mortgage Pre-Approval:

Obtain pre-approval for a mortgage to understand how much you can borrow. This involves providing financial documents to a lender who evaluates your creditworthiness.

– Inspection & Approval

Home Inspection:

Hire a professional inspector to evaluate the home’s condition. The inspector identifies any issues or necessary repairs.

Appraisal:

The lender requires an appraisal to determine the home’s market value. This ensures the home is worth the loan amount.

Joanne Lockbox Cropped

– Preparation & Pre-Approval

Financial Preparation:

Assess your financial situation, including savings, credit score, and budget.

Mortgage Pre-Approval:

Obtain pre-approval for a mortgage to understand how much you can borrow. This involves providing financial documents to a lender who evaluates your creditworthiness.

– Home Search & Offer

Searching for Homes:

Visit potential homes, attend open houses, and narrow down your choices based on your criteria.

Making an Offer:

Once you find a home you like, make a formal offer. Your agent can help you determine a fair offer price and negotiate with the seller.

Home on Royal Woods Way

– Inspection & Approval

Home Inspection:

Hire a professional inspector to evaluate the home’s condition. The inspector identifies any issues or necessary repairs.

Appraisal:

The lender requires an appraisal to determine the home’s market value. This ensures the home is worth the loan amount.

Joanne Lockbox Cropped

– Closing

Final Walk-Through:

Conduct a final walk-through to ensure the home is in the agreed-upon condition.

Closing Meeting:

Sign all necessary documents, pay closing costs, and finalize the mortgage. Once completed, you receive the keys and become the official owner of the home.

Your Local Southern Pines & Fort Bragg Realtor